An important priority
Comprehensive Tunisia insurance should be a real priority if you plan to do business in this fascinating country. Since the overthrow of President Ben-Ali in 2011, the political situation has been unsettled. The attack on the beach resort in Sousse that killed 36 tourists is an example of tensions that exist here.
On 26 June 2015, a mass shooting occurred at the tourist resort at Port El Kantaoui, about 10 kilometres north of the city of Sousse, Tunisia. Thirty-eight people, 30 of whom were British, were killed. Although this has proved to be an isolated incident so far, it does show the potential risks.
With its perfect Mediterranean beaches, exquisite lakes and forests, and the Saharan dunes, Tunisia is a country of spectacular natural beauty. It is also known for its friendly people and warm welcome to visitors. However since the uprisings of the Arab Spring across North Africa, parts of the country can present real dangers to visitors.
Islamic insurgency and political turmoil in neighbouring Algeria and Libya is putting pressure on Tunisia’s borders. Large numbers of refugees have crossed into the country and there have been border clashes with Islamic militants. Some areas have been declared militarised zones. If you are travelling to areas against FCDO advice be aware that standard travel and business insurance may not cover you.
The incidence of terrorism across Tunisia can be indiscriminate. Though western nationals are warmly welcomed in most of Tunisia, the rise of Islamic fundamentalism may mean westerners are a target for terrorism and hostage taking. Kidnap and Ransom insurance may be advisable for your staff here.
Political demonstrations in Tunis and other cities have mostly been peaceful, though you are strongly advised to avoid these. While they are usually held in protest against the local or national situation, they can be in response to international events and foreigners could find themselves a focus for protest. Your Tunisia insurance should protect you and your assets against this possibility. Stay informed of current events, including soccer games, which have sometimes led to violence.
Street crimes such as pickpocketing and bag snatching are on the increase, so take sensible precautions and ensure your Tunisia insurance adequately covers your belongings. Carry photocopies of identification and travel documents, keeping the originals in a safe place.
There is no free medical care for non-Tunisians so adequate Tunisia Health insurance is essential. Medical costs often have to be paid for on the spot and can be high. Make sure you take a supply of any prescription medicines you need. Do not drink untreated water outside the major cities.
Driving can be dangerous, especially at night. Local drivers generally ignore traffic signals and cars rarely stop at traffic lights. They may drive on the wrong side of the road. Bicycles, scooters and motorcycles often have no lights or reflectors and tend to dart in and out of traffic.
The Foreign Commonwealth & Development Office (FCDO) in the UK regularly updates its advice to British travellers about immediate risks.