Haiti Insurance

Specialist Haiti insurance to provide health cover, personal accident, kidnap and life cover should all be considered before you send employees here. Though blessed with natural beauty, Haiti has had more than its fair share of disaster, both natural and man-made. The high incidence of gang crime, lawlessness, poverty, disease and poor infrastructure mean standard insurance may not be adequate.

Potential dangers in Haiti

Haiti is particularly prone to natural disaster, as shown by the devastation of the huge 2010 earthquake and the hurricanes of 2012 and 2016.

Though Haiti has made significant progress in recovery and building resilience, it still remains the poorest country of the Americas. The general security situation can be unpredictable and crime levels are such that you should seek reliable local advice regarding your security arrangements throughout your stay. Be aware that specialist Haiti insurance may well be advised since typical travel or business cover is unlikely to be adequate.

Health and hospital services are extremely overstretched and not of a standard most westerners expect. Personal Accident cover including Medical Evacuation for emergencies is recommended as part of any Haiti insurance provision.

The political situation can be uncertain and demonstrations in Port-au-Prince and other cities can become violent and should be avoided. Gangs control parts of the capital and general lawlessness prevents free movement without risk. The incidence of armed robberies, burglary and mugging continues to rise. Individuals have been kidnapped at their residence, workplace and from vehicles. Kidnappers do not discriminate on the basis of nationality, religion, gender, age or profession – even if you are engaged on a humanitarian enterprise you should remain vigilant and avoid travel after dark. Kidnap and Ransom insurance may be appropriate.

Road travel presents many hazards, with poor driving and safety standards, huge potholes and the risk of flooding. There have been incidents of criminal gangs robbing setting up roadblocks and robbing vehicles.

You should drink only boiled or bottled water and avoid ice in drinks. Only eat well-cooked food and avoid salads. If you suffer from diarrhoea you should seek immediate medical attention.