Specialist Haiti insurance to provide health cover, personal accident, kidnapping and life cover should all be considered before you travel here. The fragile security situation following the devastating earthquake in 2010 means that most standard insurance policies are unlikely to be valid.

Potential dangers in Haiti

Haiti is still struggling in aftermath of the huge 2010 earthquake, the hurricane of 2012 and recurring cholera epidemics.

However, progress has been made, with over 89% of the displaced population having left the camps and cholera cases half those of 2010. Most of the rubble in Port-au-Prince has now been cleared and rebuilding is underway. However poverty, political instability and poor infrastructure still present challenges, as does Haiti’s propensity for natural disaster.

Although most people here have coped with their losses with remarkable dignity, the sheer scale and hopelessness of the situation has led to an inevitable rise in crime. Armed robberies, burglary and mugging are all on the increase. Individuals have been kidnapped at their residence, workplace and from vehicles. Kidnappers do not discriminate on the basis of nationality, religion, gender, age or profession – even if you are engaged on a humanitarian enterprise you should remain vigilant and avoid travel after dark. Kidnap and ransom insurance may be appropriate. Keep up to date with the local situation, and make arrangements for your security throughout your stay. Avoid traveling alone.

The political situation is uncertain and there have been a number of demonstrations in Port-au-Prince and other cities. These can become violent and should be avoided.

Road travel presents many hazards, with poor driving and safety standards, huge potholes and the risk of flooding. There have been incidents of criminal gangs robbing setting up roadblocks and robbing vehicles.

Health and hospital services are extremely overstretched and not of a standard most westerners expect. Personal accident cover including medical evacuation for emergencies is recommended as part of any Haiti insurance provision.

You should drink only boiled or bottled water and avoid ice in drinks. Only eat well-cooked food and avoid salads. If you suffer from diarrhoea you should seek immediate medical attention.