Cover is critically important
Specialist Liberia insurance should be central to preparations for working in this lush equatorial country. Following the end of its decades long civil war in 2003, the country was making significant development progress until it was hit the tragedy of the Ebola outbreak in 2014. Though now officially Ebola free, Liberia is struggling to recover economically and poverty, poor healthcare and infrastructure and crime present potential hazards to the visitor.
Liberia, Africa’s oldest republic, was founded in 1847 by freed American and Caribbean slaves. The last decades of the 20th century saw it torn apart in a bloody civil war and conflict with neighbouring Sierra Leone. A ceasefire was agreed in 2003 with the ousting of President Charles Taylor. He has since been tried in The Hague for war crimes.
The Ebola outbreak of 2014 claimed 1000’s of lives and though no new cases have been reported since, you’re advised to keep updated with the health situation and report any symptoms that may give you concern.
Overall political stability has improved in recent years, with 2017 seeing the first democratic transfer of power in decades. However the security situation can still be dangerous in some areas, so you’re advised to take reliable local advice before travelling. If you are doing business here, Trade and Political Risk insurance could give you a layer of protection for your investment.
Infrastructure is poor and even buildings in the capital, Monrovia, are often without electricity and running water. Liberia’s healthcare system was completely shaken by the 2014 Ebola outbreak. Tropical and waterborne disease is common and the risk of injury is high. International health insurance in Liberia is critical and must have cover for emergency evacuation to another country.
In Monrovia, violent crime is a big problem in many areas, particularly after dark. Robbers are frequently armed with knives and machetes, and there is also a high incidence of rape. Be cautious at all times, leave valuables in a safe place whenever possible and don’t walk or travel about alone.
Due to the poor state of the roads, travel by car or bus is invariably hazardous and still more so during the rainy season from May to November.
The Foreign Commonwealth & Development Office (FCDO) in the UK regularly updates its advice to British travellers about immediate risks.