Libya Insurance

With the precarious security situation in Libya, insurance for anyone working or travelling here is vital. Standard policies will not be valid. If you need to visit, you should take out specialist Libya insurance that will provide the cover you need and will remain valid despite the higher potential risks.

Official risk ratings

Accident and Evacuation <span class="icon" data-icon="star5"></span>
Kidnapping and Ransom <span class="icon" data-icon="star5"></span>
Political Risk <span class="icon" data-icon="star4"></span>

Libya insurance – quick facts

  • There is a high risk of war and terrorism
  • Carefully consider your security arrangements before traveling to Libya
  • There is a high level of kidnap – consider kidnap and ransom insurance
  • International health insurance in Libya is essential, along with cover for emergency evacuation 

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Insurance in Libya

Libya was historically an attractive country for western expats in the oil and gas, engineering and construction sectors and Bellwood Prestbury extended cover for numerous companies operating in harsh environments and high-risk occupations here.

The political and military instability following the fall of Colonel Gadhafi in 2011 led to many foreign companies abandoning business here, but in recent years more and more companies and contractors have returned, mainly to the energy sector.

Working directly with Lloyd’s of London, we can provide cover for people working in Libya, including NGOs, journalists and specialist advisors.

There is a high risk of military and terrorist attack and kidnapping. Foreign nationals, particularly westerners, are a favoured target. In the light of the high-risk to personal security, standard insurance policies will not be valid. Even if you suffer a road traffic accident or a heart attack with no relation to terrorism, you will not be able to call on a standard policy.

We can create bespoke policies that will cover your people for life, health, travel and disability. We can provide protection for your equipment, cover your business liabilities, and cover additional costs should you be delayed in getting out of the country.

Ask the independent experts

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High-risk Countries

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Advice from the FCDO

The Foreign Commonwealth & Development Office (FCDO) in the UK regularly updates its advice to British travellers about immediate risks.