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Turkey Insurance

It is important to secure the right type of Turkey insurance before travelling or working there. Though most visits are trouble free, terrorism can present a threat from both domestic extremist groups and those involved in the Syrian civil war. Healthcare and road travel can be poor in the more remote regions. For short stays, standard Turkey travel insurance may be sufficient, but extended residency, high-risk areas or business operations may need specialist cover.

Turkey insurance – quick facts

  • There is a high risk of terrorism
  • Political demonstrations can become violent
  • International health insurance in Turkey is essential, along with cover for emergency evacuation
  • Specialist high-risk Turkey insurance may be required in some regions

Potential issues in Turkey

Straddling two continents, Turkey’s strategic position has caused it to be one of history’s most fought over countries. Its rich and varied landscape is dotted with the ruins of great empires and battlegrounds.

Though Turkey is on the whole a safe place to visit, there is a threat of terrorism from a number of domestic groups and Islamic extremists. Long-standing tensions with its Kurdish population have led to conflict and the separatist Kurdistan Workers Party (PKK) has been responsible for terrorist activity though this has been concentrated mainly in the south eastern provinces.

While PKK activity is targeted mainly at the Turkish authorities, the activities of Islamist extremist groups are known to specifically target secular and western interests. More recently the situation has been greatly complicated by the civil war in neighbouring Syria, with Islamic State fighters claiming land just across the border.

Anyone travelling to areas against FCDO advice will probably need specialist Turkey insurance that will remain effective in the event of acts of war or terrorism. Kidnap and Ransom insurance may also be advised .

While the political and security situation across Turkey is stable there have been large-scale protests against the government. Always avoid demonstrations and rallies and be prepared to leave an area quickly should one begin. If you have a business here or you are importing exporting, Trade and Political Risk insurance will cover operational uncertainties.

Crime is relatively low, but pickpocketing can be problem in Istanbul and tourist spots. Sexual assaults on foreign nationals have been reported, predominantly in coastal resorts.

Poor road maintenance and reckless driving can make travel hazardous in the more remote regions of the country. Healthcare can be of a very high standard in urban centres but less so in remote regions. International health insurance in Turkey is strongly encouraged and should include Emergency Evacuation and repatriation cover.

Ask the independent experts

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High-risk Countries

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Advice from the FCDO

The Foreign Commonwealth & Development Office (FCDO) in the UK regularly updates its advice to British travellers about immediate risks.

View advice on FCO website

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