International Employee Insurance

International employee cover anywhere in the world

Whether you need to provide a multi-territory Group Private Medical policy to take care of executives working and travelling around the world, or you need kidnap and ransom protection for people supporting a project in an area affected by war or terrorism, we can help.

Meeting your duty of care

You are expected to take ‘reasonable care’ of your personnel for their safety at work. In the case of people working overseas, that includes travel to and from the location. The environment they will be working in – whether that’s an offshore oil rig in West Africa or an office in downtime Singapore. And any particular risks that might be associated with the country they are working in.

We can help you to secure cover for:

  • Group Private Medical, Life and Personal Accident schemes, valid for remote, dangerous or politically unstable regions around the world.

  • Kidnap and Ransom and Political/Security Evacuation cover to enable your people to visit and work in areas affected by war and terrorism or in potentially perilous situations.

  • Specific cover to meet risks in particular sectors like Humanitarian and NGO emergency response, Mining support services, Journalism/Media and Oil and Gas contracting.

  • Cover for high-risk business travel, ensuring, for example, that your people have adequate 24-hour assistance whilst en route to their final destination.

When you have a lot of people under cover or a fluid workforce travelling in and out of overseas locations, management of schemes can be time-consuming and costly. We can arrange call-off cover so it's easy to activate, and you only pay when people are in-country. We can also administer whole schemes, negotiating the best possible terms and taking care of administration, leaving you to concentrate on running your business.