Tajikistan Insurance

Cover is essential

Overall, Tajikistan is currently stable, but health and transport facilities are poor and travel requires both careful planning and the correct Tajikistan insurance. Make sure you have comprehensive travel and medical insurance, including cover for evacuation by air ambulance.

Official risk ratings

Accident and Evacuation	<span class="icon" data-icon="star3"></span>
Kidnapping and Ransom	<span class="icon" data-icon="star1"></span>
Political Risk	<span class="icon" data-icon="star2"></span>

Tajikistan insurance – quick facts

There is a risk from unexploded ordnance in some border regions
Women may suffer harassment if travelling alone
International health insurance in Tajikistan is essential, along with cover for emergency evacuation
Road travel can be hazardous due to poor maintenance, driving standards

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Possible dangers in Tajikistan

After a brutal civil war in the 1990s, Tajikistan is healing its wounds, and this stunning country is beginning open up to western visitors. However, there are still tensions and your Tajikistan insurance cover should be appropriately robust, particularly if you are planning to visit or operate within the remaining trouble spots.

According to the FCDO, terrorists are likely to try and carry out attacks in Tajikistan. There are regular clashes between the Taliban and Afghan government forces in north-east Afghanistan close to the border with Tajikistan. This border is also used by drug smugglers who often engage in armed clashes with Tajik security forces. There have also been reports of armed conflict in the areas bordering the Kyrgyz Republic, and Uzbekistan and these areas have both marked and unmarked minefields.

Travel by road can be hazardous and roads outside the main towns are often accessible only by 4-wheel drive vehicles. Travel can be particularly dangerous in spring when roads are frequently blocked by avalanches and landslides.

Also be aware that this is a very conservative Muslim country and that you should be sensitive to local customs. Women are advised not to go out alone at night and may even experience harassment during the day.

Ensure that your Tajikistan insurance includes comprehensive cover for Health and Medical Evacuation. The country’s medical facilities are poor and ill equipped, with severe shortages of basic medical supplies such as anaesthetics, antibiotics and disposable needles. TB, typhoid, and cholera are not uncommon, and some areas have malaria. Use only boiled or bottled water and avoid ice in drinks. If you contract diarrhoea during your stay, seek immediate medical attention.

If you have a business here or you are importing exporting, Trade and Political Risk insurance will cover operational uncertainties.