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Egypt Insurance

It is essential to have the right Egypt insurance in place before operating in this extraordinary North African country. With terrorist threats to Western businesses and NGOs regularly posted on websites, specialist insurance with terrorist and political violence is recommended.

Official risk ratings

Accident and Evacuation
Kidnapping and Ransom
Political Risk

Egypt – quick facts


  • There is a threat of terrorism at all times, particularly in South Sinai and North Sinai
  • Political demonstrations can turn extremely violent
  • International health insurance in Egypt is essential, along with cover for emergency evacuation
  • Road, rail and boat travel can be hazardous due to poor maintenance, safety standards

Potential problems in Egypt

Since the Arab Spring uprising in 2011, Egypt has suffered from political unrest and insurgency. According to the FCDO, terrorists are very likely to try to carry out attacks in Egypt. There is considered to be a heightened threat of terrorist attack against UK interests and British nationals, from groups or individuals motivated by the conflict in Iraq and Syria.

Having said that, Egypt is the largest destination for all direct foreign investment into Africa and we have many clients here. If you are operating in Egypt, your first priority will be international Medical insurance. Outside of Cairo, hospitals are poor, so medical evacuation is recommended to ensure swift access to the best medical facilities. 

Standard policies won’t include cover for injuries sustained from terrorism or political violence from one of the many street demonstrations that can flair up at any time. Depending where your people are based and where they travel, terrorism and political violence inclusion may be important – something we can arrange for a few individuals or an entire workforce through Lloyd’s of London.

A significant number of cases of sexual assault against foreign nationals have been reported, many occurring in ‘safe’ environments such as hotel premises. Briefing your staff on sensible precautions before they visit is essential.

Egypt ranks fairly low on Transparency International’s Index and is also low on the World Bank Doing Business Index due to high levels of bureaucracy. 

We can provide you with tailored options to protect your vehicles, equipment and property as you build your operation. 

We can also provide specialist Business Liability insurance to provide protection against contract issues, professional liability and Trade and Political Risk insurance to protect your investments from confiscation or loss should political changes affect your ability to operate in the future. 

Ask the independent experts

+44 (0) 207 305 5650 (or send us an email)

High-risk Countries

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Advice from the FCDO

The Foreign Commonwealth & Development Office (FCDO) in the UK regularly updates its advice to British travellers about immediate risks.

View advice on FCO website

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