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Central African Republic Insurance

Be certain you have the right Central African Republic insurance before travelling to this beautiful but dangerously unstable country. With high levels of ethnic and sectarian violence, banditry, hostage taking and crime, having comprehensive protection is essential.

Official risk ratings

Accident and Evacuation
Kidnapping and Ransom
Political Risk

Central African Republic insurance – quick facts

  • There is a high risk of ethnic and sectarian violence – war and terrorism cover is advised
  • International health insurance in CAR is essential, along with cover for emergency evacuation 
  • There is a risk of car jacking and hostage taking – a number of NGO staff and humanitarian workers have been targeted
  • Road travel is hazardous due to poor conditions 

Dangers you might encounter in Central African Republic

Political instability here means that tensions are high in the capital, Bangui, and across the country. It’s possible you will encounter armed patrols or roadblocks demanding money and there is particular concern about terrorist activity and inter-ethnic violence around the main airport in Bangui and in Bambari.

Medical facilities in CAR are poor. It’s vital you protect your people with robust Medical Evacuation insurance including specialist provision for terrorism and political violence. We also recommend that you take out Personal Accident insurance.

Recent kidnappings have included UN and humanitarian workers, so no matter what activity you may be involved with, professional briefings about avoiding risks before your people go is advisable. We can provide this as part of any Kidnap and Ransom insurance.

During the wet season, from May to November, the poorly maintained roads are hard to navigate. If you are travelling outside the main cities, use a four-wheel drive vehicle if possible.

We can also help you to protect property and specialist equipment from theft, damage from insurgency or natural disasters. And we can provide Trade and Political Risk insurance, protecting your investments from confiscation or loss should the changing political climate affect your operations in the future. 

Ask the independent experts

+44 (0) 207 305 5650 (or send us an email)

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Advice from the FCDO

The Foreign Commonwealth & Development Office (FCDO) in the UK regularly updates its advice to British travellers about immediate risks.

View advice on FCO website

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