Kidnap and Ransom Insurance

Our Kidnap and Ransom insurance (K&R) options, suitable for multinationals, NGOs and companies, offers high-quality cover including:

  • Security briefing from experts prior to departure
  • Access to the latest security intelligence, 24/7/365, whilst your people are deployed
  • Direct access to security experts in the event of an incident and funding for experienced mediators
  • Compensation for any ransom payment that may need to be made
  • Emergency repatriation and relocation due to political unrest

Kidnap and ransom – an increasing risk

All around the world, the threat from kidnap and ransom is escalating. Whether it’s groups looking for media coverage over commercial activities they object to, organised gangs or local militia, anyone with a degree of ‘western’ wealth, power or connections can become a target.

Kidnap and ransom insurance backed by Lloyd’s of London

As a Lloyd’s Broker, Bellwood Prestbury is an expert in high-risk insurance, offering comprehensive cover especially designed for companies engaged in high-risk areas and activities.

Our robust Kidnap & Ransom (K&R) insurance solutions, placed with international insurers and Lloyd’s of London, can cover corporate employees, charity workers, industry or media personnel, virtually anywhere in the world.

Avoiding risks

Crucially, everyone covered by these kidnap and ransom policies is offered a pre-travel briefing. This can help to avoid unnecessary risks and increase awareness of a developing incident before it’s too late. Your people then have access to skilled advisors on call 24/7 to provide practical advice.

Comprehensive support if it all goes wrong

Fast interventions from experienced negotiators are key to good outcomes. If the worst happens and your people are taken, a K&R policy pays for access to kidnap experts trained to help bring about a safe and timely release. Comprehensive cover will also reimburse a ransom payment along with other costs incurred whilst dealing with the kidnapping.

A choice of kidnap and ransom options

  • Corporate cover for multiple employees in multiple locations.
  • Cover for named employees travelling to a specific area for a set number of days.

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Kidnap and Ransom insurance in action

How the professionals handle kidnaps 

Charles ‘Chuck’ Regini, Director of Global Crisis Response for a Special Risk company, tells us the key is to get people who understand the regional situation on the ground as quickly as possible, whilst supporting and managing the company and family back home.

When a client had several employees snatched from their base in a remote part of the Congo in Central Africa, Chuck used a local priest as a trusted intermediary and was able to get everyone out safely.

 

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Whether you are looking for annual Corporate cover or cover for a number of key people travelling for a set period, we have a solution for you.

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