So why is medical insurance so important if you are an expat?

17 September 2015

Living in an unfamiliar country can be difficult enough when you are fit and well, but finding yourself ill can make life a thousand times more worrying, but any concerns can be quickly put to rest with expat healthcare insurance.

Risk - the right plan will make sure you can both afford and access the best treatment and medical facilities – medical costs can be very expensive and get out of hand very quickly, so unless you have access to deep pockets, it’s best to transfer the financial risk to the insurer.

Choice – you can choose the qualified medical practitioner or specialist you wish to see along with choosing the medical facility. This is particularly important if the local medical facilities where you are living are limited or you don’t trust the standard of care you might receive.

Peace of Mind – hopefully nothing too serious will happen to you but even living in the most beautiful and luxurious of destinations can bring with it a new host of potential illnesses.  

Comfort – opting to use local facilities if you need medical attention can be affordable if not for something serious, however, the standard of such facilities vary enormously  in respect of basic cleanliness to how modern their medical and diagnostic equipment is. Having private expatriate healthcare insurance can not only help you address issues such as these but will also provide you with a private or semi-private room along with other home comforts if you need to be admitted for an overnight stay or longer.

Maintain Basic Care – Expatriate health insurance policies are tailored to help ensure that while you are an expat, healthcare basics will be covered for minor illnesses and checkups.

But choosing the right policy can be a minefield, so it’s important to get the right advice, so please get in touch with one of our advisors now on +44 (0) 207 305 5650, or email us at ipmi@bellwoodprestbury.com

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Categories: International medical, Expat and international income protection, International medical insurance

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