Kidnap and ransom insurance for Central African Republic

6 February 2015

The recent spate of kidnappings in Bangui demonstrates just how hazardous life can be for those living and working in the Central African Republic (CAR). Last weekend a number of government officials were kidnapped, among them Armel Sayo, the sports minister, who was pulled from his vehicle while returning from church. 

On 19th January, a French charity worker and a churchman were taken by gunmen. The following day a Kurdish employee of the UN peacekeeping mission was also seized. 

Ethnic violence

CAR has been in the grip of ethnic and religious violence since March 2013 when the Muslim rebel coalition, Seleka, seized the capital. Following the arrival of a UN peacekeeping force in September 2014, the group was forced to hand back power to a transitional government. However the violence is ongoing. This recent spate of kidnappings comes as preparations for elections begin for later this year.

If you are considering working in the country, you should keep fully updated with security situation and consider kidnap and ransom insurance for the Central African Republic in addition to other high-risk insurance. 

FCO advice

Current Foreign and Commonwealth Office (FCO) advice is against all travel to all parts of CAR due to the high risk of banditry, violent rebel activity and hostage taking across the country. The situation in Bangui is reported to be particularly volatile. In view of this, standard travel and business policies are unlikely to be adequate.

Fortunately, most of those taken last week have now been released, including the foreign nationals. The circumstances of this release remain unclear.

High-risk insurance for the Central African Republic

If you have business in CAR, high-risk insurance should be a priority, with robust life, personal accident, personal disability, medical and emergency evacuation insurance  recommended as a minimum. Political evacuation and kidnap and ransom insurance are also strongly advised. Companies, NGOs and other organisations will also need high-risk cover for their assets and liabilities.

We specialise in providing robust, flexible protection for those working the world’s most dangerous places. We understand the challenges of working in a place like CAR and how to tailor an insurance programme to meet your needs. Using our status as a Lloyd’s Coverholder, we can create bespoke, competitively priced policies for companies, NGOs or individuals. 

For quotes and information

If you need high-risk insurance for the Central African Republic please call the Bellwood Prestbury team on +44 (0) 207 305 5650 or contact us now.

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Categories: Kidnap & ransom, Kidnapping insurance, Central African Republic insurance

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