5 reasons to consider IPMI
15 December 2016
If you have recently moved to a new country, the chances are that you will find the local healthcare services limited or even non-existent – especially when it comes to meeting the needs of expats. Here are five reasons why international private medical insurance (IPMI) can give you precisely the protection and peace of mind for you and your family.
Access the treatment you need in a straightforward way
As you speak to the locals, it’s not unusual to get widely differing accounts of just how good or bad the local healthcare can be at delivering the care you need, when you need it. Making sense of local healthcare systems, regulations and customs can be tough; doubly so for a new arrival, and IPMI can be invaluable in filling in the gaps, opening up a wider choice of treatment options and enabling you to bypass waiting times and local deficiencies.
Get back on track
An unforeseen medical problem shouldn’t have to mean an end to your plans for living abroad. A combination of treatment and rehabilitation delivered in a timely manner can make all the difference. Choosing an international medical insurance plan can help to cover your treatment costs.
Ideal for global workers
Your main base maybe in a large city but your job frequently takes you overseas. If this sounds familiar, it pays to have an international policy to reflect an international way of living and working. IPMI can go beyond mere emergency cover to ensure you have access to the most appropriate healthcare services available – in multiple countries.
Fill in the gaps in company health insurance
Your employer offers health coverage – but just how useful is it? It might, for instance, be confined to emergency treatment only. It may not include family members or it may specifically exclude pre-existing conditions. IPMI can perform a vital role in filling in the gaps in existing plans.
Tailored to your needs
One-size-fits-all coverage can leave you under or over insured. A great IPMI policy will give you scope to accommodate your particular priorities, from medical evacuation and repatriation through to maternity and dental care.