Comprehensive Tunisia insurance should be a real priority if you plan to do business in this fascinating country. Since the overthrow of President Ben-Ali in 2011, the political situation has been unsettled and this, coupled with the growing Islamic insurgencies of its neighbours, means that travel to Tunisia is more challenging that it used to be.
Tunisia insurance – quick facts
- There is a high risk of terrorism
- Carefully consider your security arrangements before traveling to some regions of Tunisia
- There is a risk of kidnap – consider kidnap and ransom insurance
- International health insurance in Tunisia is essential, along with cover for emergency evacuation
Get the right insurance for Tunisia
- Specialist Tunisia insurance – can include protection for personnel, property, vehicles, equipment or crews and cargoes for offshore operations
- We can cover all of your business liabilities in Tunisia and help you to understand and meet contractual and local insurance obligations
- Due to variable medical facilities and the high-risk to personal security, specialist Tunisia insurance is advised for visitors and expats
- We can cover you for life, personal accident, personal disability, medical emergencies, evacuation and other specialist insurance needs, including kidnap and ransom cover
Possible dangers in Tunisia
With its perfect Mediterranean beaches, exquisite lakes and forests, and the Saharan dunes, Tunisia is a country of spectacular natural beauty. It is also known for its friendly people and warm welcome to visitors. However since the uprisings of the Arab Spring across North Africa, parts of the country can present real dangers to visitors.
Islamic insurgency and political turmoil in neighbouring Algeria and Libya is putting pressure on Tunisia’s borders. Large numbers of refugees have crossed into the country and there have been border clashes with Islamic militants. Some areas have been declared militarised zones. If you are travelling to areas against FCO advice be aware that standard travel and business insurance may not cover you.
The incidence of terrorism across Tunisia has risen, and though these are mainly confined to border regions, they can be indiscriminate. Though western nationals are warmly welcomed in most of Tunisia, the rise of Islamic fundamentalism may mean westerners are a target for terrorism and hostage taking.
Political demonstrations in Tunis and other cities have mostly been peaceful, though you are strongly advised to avoid these. While they are usually held in protest against the local or national situation, they can be in response to international events and foreigners could find themselves a focus for protest. Your Tunisia insurance should protect you and your assets against this possibility. Stay informed of current events, including soccer games, which have sometimes led to violence.
Street crimes such as pickpocketing and bag snatching are on the increase, so take sensible precautions and ensure your Tunisia insurance adequately covers your belongings. Carry photocopies of identification and travel documents, keeping the originals in a safe place.
There is no free medical care for non-Tunisians so adequate Tunisia health insurance is essential. Medical costs often have to be paid for on the spot and can be high. Make sure you take a supply of any prescription medicines you need. Do not drink untreated water outside the major cities.
Driving can be dangerous, especially at night. Local drivers generally ignore traffic signals and cars rarely stop at traffic lights. They may drive on the wrong side of the road. Bicycles, scooters and motorcycles often have no lights or reflectors and tend to dart in and out of traffic.
Latest advice from the FCO
The FCO advise against all travel to specific regions and all but essential travel to some other regions. There is a high threat of terrorism and kidnapping in some regions. Take out comprehensive travel and medical insurance before you travel.