It is imperative to get the correct Pakistan insurance for any operations or travels in this fascinating yet troubled land. There is a high risk of terrorist attack and kidnapping throughout the country, and western nationals can be a favoured target. Quality medical and evacuation cover is highly recommended.
Pakistan insurance – quick facts
- There is a high risk of sectarian violence, terrorism and kidnapping
- Carefully consider your security arrangements before traveling to and around Pakistan
- International health insurance in Pakistan is essential, along with cover for emergency evacuation
Get the right insurance for Pakistan
- Specialist Pakistan insurance – can include protection for personnel, property, vehicles and equipment
- We can cover all of your business liabilities in Pakistan and help you to understand and meet contractual and local insurance obligations
- Due to limited medical facilities and the high-risk to personal security, specialist Pakistan insurance is advised for visitors and expats
- We can cover you for life, personal accident, personal disability, medical emergencies, evacuation and other specialist insurance needs, including kidnap and ransom cover
Potential dangers in Pakistan
Since its creation in 1947, Pakistan has been troubled by recurrent internal political upheaval and confrontation with its neighbours, most frequently with India over the disputed territory of Kashmir.
Following the 9/11 attacks of 2001, Pakistan became an important ally of the US in the fight against terrorism – a fight that has seen its forces ensnared in conflict with Taliban-linked militias along the Afghan border and a huge increase in terrorist attacks across the country. The killing of Osama bin Laden by American special forces in Abbottabad in May 2011 has served to provoke anti-western feeling in some quarters.
The security situation in many parts is often precarious and swiftly changeable and you are advised to keep informed and seek expert advice regarding specialist Pakistan insurance if you are planning to visit high-risk areas. Political demonstrations are a frequent and often violent occurrence and should be avoided.
There is a high incidence of kidnap for ransom throughout Pakistan, and British nationals of Pakistani origin are a particular target. In view of this, kidnap and ransom insurance in Pakistan may be a wise precaution, since it is not UK government policy to make substantial concessions to kidnappers or hostage takers.
Foreign nationals are also a target for street crime, so carry as few valuables as possible, safeguard your passport and possessions, avoid using unlicensed taxis, and make sure your Pakistan travel insurance gives you adequate cover in the event of robbery.
International medical insurance in Pakistan is essential. Medical facilities are limited in many places, so it is strongly recommended that you are covered for emergency evacuation by air ambulance in the event of serious illness or injury.
Take appropriate medical precautions before and during your visit to Pakistan since malaria, dengue fever and other waterborne diseases can be a problem.
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Latest advice from the FCO
The FCO advise against all travel to specific regions and all but essential travel to other specific regions of Pakistan. There is a high risk of terrorism and kidnapping. Take out comprehensive travel and medical insurance before you travel.