It’s important to have a comprehensive Lebanon insurance plan in place before you go. The political situation is unstable and security has deteriorated quickly in the past. Visitors should keep themselves up to date with developments and be aware that standard insurance in Lebanon may not provide sufficient cover, particularly for high-risk occupations, high-risk areas or extended residency.
Lebanon insurance – quick facts
- The security situation in parts of Lebanon can deteriorate quickly
- There is a high risk of attacks by Islamist extremist groups
- International health insurance in Lebanon is essential, along with cover for emergency evacuation
- Political demonstrations can become violent
Get the right insurance for Lebanon
- Specialist Lebanon insurance – can include protection for personnel, property, vehicles, equipment, and crews and cargoes for offshore activities
- We can cover all of your business liabilities in Lebanon and help you to understand and meet contractual and local insurance obligations
- Due to the potential risk to personal security, specialist Lebanon insurance is advised for visitors and expats
- We can cover you for life, personal accident, personal disability, medical emergencies, evacuation and other specialist insurance needs, including kidnap and ransom cover
Potential risks in Lebanon
Complex, diverse and divided, Lebanon’s proximity to Israel has seen it frequently dragged into conflict and since 2011, the Syrian civil war has heaped further pressures upon it.
It is a small mountainous country of rugged alpine peaks and green, fertile valleys. Beirut, its capital, suffered hugely during the 1975 – 1990 civil war, but has since made much headway in its recovery.
The current political and security situation is tense and could deteriorate suddenly, which can invalidate standard policies. Provision for war and terrorism and kidnap and ransom might need to be included in your Lebanon insurance.
Terrorist attacks such as car bombings and kidnappings are a real threat and western nationals and interests are a known target. You should remain vigilant at all times, particularly in public places and tourist sites. Keep updated with the current situations and be prepared to leave an area quickly if demonstrations or violent outbursts occur.
Travel anywhere along the Syrian border is extremely ill-advised due to the on-going civil war and the rise of the Islamic State terrorist group. Also avoid Palestinian refugee camps where violence often erupts and Lebanese authorities have little sway over law and order. Travel should also be avoided south of the Litani River, where the UN estimates over 100,000 land mines are left over from conflict with Israel.
Although health facilities can be extremely good, they can also be expensive and you should have comprehensive international medical insurance in Lebanon.
Latest Foreign & Commonwealth Office advice
The FCO advise against all travel to specific regions and all but essential travel to some other regions. The security situation in parts of Lebanon can deteriorate quickly. There is a high threat from terrorism. Take out comprehensive travel and medical insurance before you travel.