One of Asia’s most affluent nations, South Korea offers a wealth of opportunities, experiences and landscapes. Be warned that tensions with North Korea can lead to border clashes and occasionally political demonstrations can become violent. Make sure that you have the right South Korea insurance in place before visiting or doing business in this fascinating country. 

South Korea insurance – quick facts

  • International health insurance in South Korea is advised, along with cover for emergency evacuation
  • The typhoon season runs from June to November
  • Civil emergency exercises are held eight times a year

Get the right insurance for South Korea

Companies

  • Specialist South Korea insurance – can include protection for personnel, property, vehicles, equipment, and crews and cargoes for offshore activities
  • We can cover all of your business liabilities in South Korea and help you to understand and meet contractual and local insurance obligations

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Individuals

  • Depending on the purpose of your visit specialist South Korea insurance may be advised for visitors and expats
  • We can cover you for life, personal accident, personal disability, medical emergencies, evacuation and other specialist insurance needs

For individual policies get a quote

Possible dangers in South Korea

From leading edge technology to ancient temples and tombs, this is a country of incredible contrasts. The high energy of Seoul is infectious and exciting; in rural areas, time stands still.

Relations between North and South Korea remain tense and the situation can worsen as it did 2010 following North Korean missile tests and the sinking of a South Korean naval ship. Nationwide civil emergency exercises take place eight times a year on the 15th day of the month – sirens sound, transport is stopped and you may be asked to shelter in basements or metro stations.

Although the crime rate against foreigners is generally low, pickpocketing, purse snatching, assault and burglary are more common in cities such as Seoul and Busan. Take sensible safety precautions and keep valuables secure, especially in tourist areas such as Itaewon and other large markets. Ensure your South Korea insurance provides appropriate levels of cover for your belongings.

For your personal safety, avoid walking alone after dark and use only officially marked taxis after public transport stops running. If possible, do not travel alone. Be aware that political and student protests can become confrontational and avoid areas where demonstrations are taking place.

Medical and dental care is usually good but can be expensive, so make sure your South Korea health insurance includes the cover you need. Do not drink local tap water. Bottled water is recommended.

The monsoon season is from late June until August. Severe rainfall and tropical cyclones can cause flooding, landslides and significant loss of life. Make sure you stay informed of regional weather forecasts and avoid disaster areas.

For advice for companies talk to us. For individual policies get a quote.

Latest Foreign & Commonwealth Office advice

It’s not possible to enter North Korea from South Korea without special permission. Take out comprehensive travel and medical insurance before you travel.

Latest FCO Advice