It is vital that your Cameroon insurance gives you the protection you need in this fascinating yet often challenging country. There are areas where banditry, corruption and disease present a serious threat and many insurers will not offer adequate cover.
Cameroon insurance – quick facts
- Mugging and armed banditry can be a problem across Cameroon
- International health insurance in Cameroon is strongly advised, along with cover for emergency evacuation
- There have been incidents of hostage taking in the north and far north
- Piracy is a threat in the Gulf of Guinea – maritime security insurance may be advised
Get the right insurance for Cameroon
- Specialist Cameroon insurance – this can include protection for personnel, property, vehicles, equipment and your maritime interests
- We can cover all of your business liabilities and help you to understand and meet contractual and local insurance obligations
- Due to poor infrastructure and health care access and the risks to personal security, specialist Cameroon insurance is essential for visitors and expats
- We can cover you for life, personal accident, personal disability, medical emergencies, evacuation and other specialist insurance needs
Potential hazards in Cameroon
One of the most culturally diverse countries on the continent, Cameroon’s people include ancient tribal kingdoms, Muslim pastoralists and forest-dwelling pygmies. The landscape is no less dizzying in its diversity.
Working, living the expat life, or visiting, you will find medical facilities in Cameroon are poor, particularly in rural areas. Emergency facilities are extremely limited. We would always recommend medical evacuation cover as part of your Cameroon insurance to pay for emergency evacuation to South Africa or Europe if necessary.
The major cities, Douala and Yaoundé, both have reputations for petty crime, especially in the crowded central areas. The roads pose a greater risk, with plenty of badly maintained vehicles driven at punishing speeds causing road traffic accidents on a daily basis.
During to the 2014 outbreak of Ebola in West Africa, Cameroon closed its land, sea and air borders with those countries affected, including neighbouring Nigeria.
Travelling around the country you may encounter a number of risks.
Islamic extremists are known to be active in the north along the borders with Nigeria and Chad. A number of westerners have been taken hostage and Boko Haram has threatened Cameroon with attacks and further kidnappings.
The dispute with Nigeria over the oil-rich area Bakassi peninsula is on-going. There have been a number of armed attacks in the region over the past few years and piracy is also a problem. FCO advice is against all travel to this area.
There is also a known danger of carjackers when you travel by road north of Maroua. Scams and official corruption are a way of life in Cameroon and you may have to negotiate your way around unofficial systems if you intend to do business here.
There have been incidents of piracy in the Gulf of Guinea. International cargo insurance or maritime security insurance may be advisable if you are importing, exporting or travelling by ship in and out of Cameroon.
About 1,700 people died in 1986 when Lake Nyos in the North West Province emitted carbon dioxide. There are concerns that this could happen again without warning and there is an additional concern that the wall of the dam holding back Lake Nyos may not be sufficiently strong. Nearby Lake Mounoun is also saturated with CO2.
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Latest advice from the FCO
The FCO advise against all travel to some parts, and all but essential travel to a number of others. There is a general threat from terrorism, including kidnapping. Take out comprehensive travel and medical insurance before you travel.