Bangladesh insurance needs to be carefully selected to provide the right cover if you are planning to live, travel or work in the country. A long history of political violence, severe flooding, dangerous road and river transport, and meagre medical facilities are potential hazards in Bangladesh. Life insurance and other types of cover may need to be non-standard, particularly for extended residency.
Bangladesh insurance – quick facts
- Tropical cyclones and flooding can affect large parts of the country
- International health insurance in Bangladesh is advised, along with cover for emergency evacuation
- River and sea ferries are often poorly maintained and dangerously overcrowded
- Piracy is a problem in Bangladeshi waters – maritime security insurance may be advised
Get the right insurance for Bangladesh
- Specialist Bangladesh insurance – protect your people with quality life, medical and evacuation insurance
- We can cover your liabilities, and your assets and help you to understand and meet contractual and local insurance obligations
- Due to poor infrastructure, safety standards, healthcare, high-risk insurance is essential for visitors and expats
- We can cover you for life, personal accident, personal disability, medical emergencies, political evacuation and other specialist insurance needs
Potential problems in Bangladesh
Bangladesh is one of the world’s poorest and most densely populated countries. Low-lying on a delta of rivers, it is a frequent victim of cyclones and disastrous flooding. Poverty is widespread, and with it, disease and political discontent.
Suitable Bangladesh health insurance with emergency medical evacuation is a must, since medical facilities are often inadequate and remote regions are difficult for standard medical services to reach.
Be aware that demonstrations in public places can be sudden and often violent, and that crime such as mugging and pickpocketing is not uncommon. Although westerners are not specifically targeted, kidnap for ransom is on the increase.
Avoid the Chittagong Hill Tracts region where ethnic rivalries can lead to violence including gun battles and bombing. Likewise avoid the border area with India due to the risk of cross-border gunfire.
Road travel is hazardous due to poor maintenance and driving standards. River and sea ferries are often dangerously overcrowded and capsizing is not uncommon. Mariners are advised that piracy is a frequent problem in and around Bangladeshi waters and specialist maritime insurance is recommended.
Latest advice from the FCO
The FCO advise against all but essential travel to some regions. Political protests and demonstrations can turn violent. There is a general threat from terrorism. Take out comprehensive travel and medical insurance before you travel.