Any Albania insurance package should factor in the country’s underfunded infrastructure and healthcare system. You should also bear in mind that political demonstrations have been known to turn violent and should be avoided. There also remains a danger from unexploded mines along the Kosovo border with Albania. Insurance covering health, life, personal accident and property should be in pace before travelling.

Albania insurance – quick facts

  • There is a risk from landmines along northern border areas
  • International health insurance in Albania is advised, along with cover for emergency evacuation
  • Road travel can be hazardous due to poor maintenance and driving standards

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  • Specialist Albanian insurance – cover can provide protection for your personnel, your property, your business liabilities, vehicles and equipment
  • We can help you to understand and meet contractual and local insurance obligations

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  • Due to poor infrastructure and health care facilities, specialist medical and evacuation insurance is advised for visitors and expats
  • We can cover you for life, personal accident, personal disability, medical emergencies, evacuation and other specialist insurance needs

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What are the risks in Albania?

Albania is one of the poorest countries in Europe, a legacy of its years in economic and political isolation under the Stalinist regime of Enver Hoxha. Subsequently, its infrastructure, roads, and healthcare facilities are often in a poor state of repair, which can present hazards for visitors. Albania insurance is a must for anyone considering living, working or travelling here.

Though overall security is quite good, crime can be a problem in some areas, and a large number of weapons are in circulation. The British FCO states that there is an underlying risk of terrorism though attacks are unlikely and foreign nationals are a not a specific target.

All travel near the Kosovo border is discouraged due to risks from unexploded mines left over from conflict of 1999. In Albania, earth tremors are a fairly regular occurrence and in winter there is a risk of severe weather, especially flooding as occurred in the Shkodra area in December 2010.

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Latest Foreign & Commonwealth Office advice

When visiting hill towns on the northern border with Kosovo, you should heed warning signs about unexploded ordnance. There is an underlying threat from terrorism From December to February severe weather may cause flooding, particularly in northern Albania. Take out comprehensive travel and medical insurance before you travel.

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