Defense Base Act insurance or DBA insurance is a legal requirement for anyone working on US military or public works outside of the US.

Bellwood Prestbury is an expert at providing international insurance for companies and individuals in war zones and high-risk areas, and as such we regularly arrange Defense Base Act insurance for expatriate workforces and individual contractors – particularly in Afghanistan and Iraq.

If you operate a contract with the US military or are involved with civil or humanitarian contracts with US Government departments outside the US, you are legally obliged to cover your workers with DBA insurance. Failure to do so can lead to loss of contracts and leave you open to legal action in the US Federal courts. If an employee or contractor were injured or killed without DBA insurance in place, your organisation would be directly liable for large compensation costs.

Defense Base Act insurance – what does it cover?

Defense Base Act insurance covers you for:

  • Death benefits for a spouse or child, which may be payable for life, adjusted for cost of living rises
  • Disability cover up to two-thirds of income
  • Partial loss of earnings, up to half of income
  • Medical cover and treatment with a physician of choice as the injury may require

Defense Base Act insurance – immediate response

Working with corporates and individuals, we know that Defense Base Act insurance is often required in a hurry. Our experience in organising DBA insurance cover means that we can quickly respond to your needs, organising cover for any posting, anywhere in the world.

Our experience also enables us to advise you on any other additional cover that may be advisable based on your specific circumstances, such as emergency medical evacuation insurance, additional global life and accident insuranceinternational liability insurance or international cargo insurance for example.

Get Global Cover

Get a competitive quote for Defense Base Act insurance now. Call us on:

+ 44 (0) 1242 584 558

Avocet Mining
Fyffes
G4S
Sterling Energy PLC
MVISION