Robust Nigeria insurance should be high on your agenda if you intend to do business in this increasingly unstable African nation. The political and security situation is often tense and can deteriorate quickly, and there is a high risk of kidnapping, piracy and terrorist attack in many areas. Oil and gas workers are particularly vulnerable and should have appropriate insurance for high risk occupations.
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At Bellwood Prestbury we have the skill and experience to organise Nigeria insurance to cover individuals, companies and company assets, even in high risk occupations or high risk areas.
Over recent years, Africa’s most populous country has seen an increasingly violent rise in the tensions between its many ethnicities and faiths. Consequently visiting Nigeria can be a potentially dangerous prospect, particularly if your business takes you into or near the Niger Delta – the focus for a lot of western-managed oil and gas activity. Here the separatist group, the Movement for the Emancipation of the Niger Delta (MEND), has declared an intention to attack oil installations as well as strategic targets in Abuja and Lagos states. Oil workers and foreign nationals have also been a favoured target of kidnappers, and visitors might be wise to include cover for such an event.
Off the coast, piracy has been plaguing shipping and oil rigs. The areas bordering Cameroon are another sensitive flashpoint for violence; political and civil unrest can break out at short notice in many places across the country. Keep up to date with news from the FCO and be aware that standard insurance policies may be invalid in high risk areas or for high risk occupations.
International health insurance in Nigeria is essential, along with cover for emergency evacuation by air ambulance in the event of serious injury or illness. Nigeria is also a country afflicted with a high incidence of malaria and waterborne disease including cholera. It’s also one of the few countries left to suffer with polio so make sure you include this vaccination along with others prior to travelling.
The incidence of violent crime, such as mugging, kidnapping and carjacking has increased a lot in recent years, especially in Lagos. Be vigilant, avoid travelling alone or at night, and don’t carry valuables. Make sure your Nigeria insurance has sufficient cover for your personal possessions.
Bellwood Prestbury will find the right Nigeria insurance for yourself, your people, your business and its assets. Contact our team now:
