MEXICO INSURANCE – PROPER COVER IS CRUCIAL

Bellwood Prestbury has the expertise to create customised Mexico insurance cover to match your particular risks. Whether you need cover for people working in high risk jobs or high risk regions, or protection for business operations, we can secure the right level and quality of Mexico insurance, including:

• Kidnap insurance – can provide for trained negotiators and ransom, or other threatening scenarios like extortion or blackmail
• Global life and accident insurance – provides a lump sum in the event of a death, or compensation for injury due to accident or violence
• Medical emergency evacuation insurance – provides air ambulance evacuation in the event of a medical emergency and should be included in your international health insurance in Mexico
• International liability insurance – this can cover anything from protecting business property, services or products, to covering liability claims from employees, the public or other bodies

Huge, colourful and diverse in both culture and landscape, Mexico is also the second largest economy in Latin America. Though badly hit by the global recession, the country is now recovering with foreign investment pouring millions into the country.

However its northern states are increasingly blighted by drug-related violence as cocaine is trafficked from Colombia in the south to the US in the north. Since 2006, 28,000 people have died as a result of this trade. Though most of this violence involves those directly involved in criminal activity it still poses a significant threat to visitors and most foreign companies employ private security.

Mexico has one of the world’s highest rates for kidnapping and, depending on where you are planning to work, it might be wise to include kidnap insurance in your Mexico insurance plan. While most drug-related crime is concentrated in the northern states, there can be occasional incidents of politically motivated violence in some of the southern states and you are advised to be cautious and avoid public demonstrations.

Street crime can be a problem in urban and tourist areas, and due to a rise in bus robbery and hijacking, visitors are advised to use only first class buses travelling on toll roads. If you are travelling about, don’t visibly carry valuables and ensure that your Mexico travel insurance provides adequate cover in the event of robbery.

Healthcare facilities vary and you should take precautions in areas where malaria, dengue fever, hepatitis A, typhoid and leptospirosis are prevalent. Comprehensive Mexico health insurance should include provision for evacuation by air ambulance for medical emergencies. The hurricane season from June to November can see both east and west coasts battered by storms and you should ensure that you are properly informed about impending storms at all times.