International Group Medical Insurance

International group medical insurance to protect your employee's wellbeing, and you company's future

International group medical insurance is one of the key benefits expected by potential employees when considering an international position. International group medical insurance can be individually tailored to provide expenses for basic in-patient treatment only, to fully comprehensive expatriate coverage with full inpatient, outpatient, family coverage, optical, dental and choice of any hospital.

This allows you to review the existing medical facilities in the country in which expat staff will be resident and provide benefits that complement these.

What are the advantages of our international group medical insurance policy?

Good employment benefits generally can make the difference between keeping your key expatriate and local staff and losing them to a competitor, but there are many other advantages both for you as an employer and for the staff that receive them.

International group medical insurance for employers:

• you can recruit the best expat and local candidates - and keep them,
• you will provide security and transfer the risk without putting an unacceptable strain on corporate resources,
• you can usually claim the costs as a business expense,
• an international group medical insurance policy can be put in place quickly with the minimum of paperwork and with little time or cost involved in administration.

International group medical insurance for the expatriate or local employee:

• the biggest benefit for most employees is peace of mind. To know that their financial security and that of their dependants has been provided for is priceless,
• should they have to claim, any lump sum is payable is normally free from tax.

What cover does international group medical insurance provide?

You are free to select the level of international medical insurance for your employees, such as a fixed sum or a multiple of salary.

Your final decision may be driven by cost, but other factors will inevitably have an influence:

• your employees' expectations,
• the employment philosophy of your organisation,
• your company's desire to provide a realistic benefit,
• the group medical insurance benefits provided by your competitors.

For all international group medical insurance questions, or information on any of our other international insurance services, please contact us - you'll get straight answers.

 

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