International Expatriate Life Insurance

If you lose your life will your family have to move out of their home?  Do you have the right international expat life insurance?

You may already have made some international expat life insurance provision, but is it sufficient? It's not just a case of making sure the mortgage is covered with international expatriate life insurance, if your family's standard of living is threatened - their only money may be tied up in your home. Many expats look forward to worldwide travel and forget the basic international life insurance needs.

Is your current international expatriate life insurance adequate?

Is your international expatriate life insurance adequate for where you're working or intending to work? Some international expat life insurance policies don't insure your life outside your home country and many have exception clauses affecting the international expatriate insurance. So where do you stand?

International life insurance gives expats peace of mind

An international expatriate life insurance policy gives your family essential funds if you lose your life as an expat. You know the minimum is to make sure the mortgage is insured so your dependents don't lose the family home. However, should the worst happen, you can also leave your family with a reasonable standard of living by getting a comprehensive international expatriate life insurance policy. Many expats even forget to arrange worldwide international life insurance.

You can be confident our experience and knowledge of the international expat and international expatriate life insurance policies will guarantee your family aren't deprived of funds during an already stressful time.

You can choose from a range of flexible international expat life plans:

  • International expatriate term life insurance - an international expat life insurance policy with a specific premium for a fixed number of years. This is very cost effective for your family's protection and if you've an interest-only mortgage.
  • International expat decreasing life insurance - this costs less as the international expatriate life insurance cover reduces over the term. You'll find this useful if you've a repayment mortgage.
  • International expatriate whole of life insurance - this offers variable international expat life insurance cover throughout your life. It's more flexible - but it can be more expensive. However, it fulfils many purposes, including personal protection, family protection and inheritance-tax planning. See our international expat whole of life insurance information for expats.

Find out more about international expatriate life insurance, or any other international expat insurance. We're happy to help expats worldwide.

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Discuss your International expatriate life insurance needs, or ask for a free personalised international expatriate life insurance quote.

Case Study


Colin Innes, already an expat,  had been trying to get expatriate international life insurance cover for some time, without success. He was concerned his children wouldn't be able to continue in private education if he died as an expatriate. His job as an international security adviser takes him to many international locations in Africa and the Middle East, including Sudan, Algeria, Qatar, Dubai and Yemen. This means he's not only immediately declined by standard international expat life insurance companies, but also by those who usually offer international insurance to expatriates and internationally mobile expat workers. Colin saw our advert in a specialist expatriate publication, looked at our website and then emailed us. Other expatriate insurers had let him down, so he wasn't hoping for much. However, after we discussed his needs with a number of international expat insurers, he was delighted when we arranged international expat life insurance for the amount he wanted. He's now insured against death through natural causes and an accident. He and his family are expats  secure in the knowledge his children can stay at the international school they know - their future life is more assured.

Colin Innes, International Security Adviser and expat

International and expatriate insurance services
Bellwood Prestbury Limited  101-103 Promenade, Cheltenham, Gloucestershire, GL50 1NW, United Kingdom.
Tel: +44 (0) 1242 584 558   Fax: +44 (0) 1242 584 658   Email: info@bellwoodprestbury.com