GEORGIA INSURANCE – ESSENTIAL COVER

Let Bellwood Prestbury put together exactly the right type and level of Georgia insurance for your specific needs. No matter how complex or high risk, we have the experience to organise essential cover, including:

• Kidnap insurance – this will provide cover for kidnap negotiations and ransom demands, a rising crime in Georgia
• Global life and accident insurance – for extended residency you may need specialist Georgia life insurance and personal accident and disability cover is also highly recommended
• Medical emergency evacuation insurance – cover for air ambulance emergency evacuation should be included in Georgia health insurance, particularly if your business takes you away from Tbilisi
• International liability insurance – this can protect your businesses, your people, property, goods or services against liability claims from staff, the public or other bodies

After the conflict with Russia, Georgia is looking towards a bright future – tourism and business are now enjoying substantial development. Combine this trend with the outstanding mountainous beauty of the country and a fascinating mix of cultural influences, and you have a destination that is steadily growing in popularity.

However, having the right Georgia insurance is still crucial. Although the security situation is stable, there is tension in the areas of South Ossetia, Abkhazia, and bordering regions, and there have been incidents of violence and terrorism. The targets are usually military, but there is a risk of being in the wrong place at the wrong time. There have also been reports of landmines and explosions – unexploded ordnance still poses a risk in regions where military operations have taken place.

In other areas, petty crimes such as pickpocketing and purse snatching are common, especially in public places where there is inadequate lighting. In more urban areas, muggings, carjackings, assaults, and other violent crimes against foreigners are not uncommon.

The kidnapping of foreign residents and visitors is a serious problem in Georgia. To avoid being targeted, travel in groups and do not walk or take the subway alone after dark. Vary your daily routine and keep doors to cars and homes securely locked.

Most medical services are available in Tbilisi, but healthcare beyond the capital is limited. In the event of serious illness or injury, medical evacuation could be necessary, so make sure it is included in your Georgia health insurance.

To avoid contracting infectious diseases, travellers should drink bottled water, peel all fruits and vegetables, and avoid rare-cooked meat and unpasteurized products, including most food sold in the streets.