Expatriate Personal Accident Insurance

If your personnel are visiting war torn countries the facility to secure high risk expat personal accident insurance is top priority. You can be confident that personal accident insurance cover can be provided for any region/country in the world by using our international connections and knowledge.

Our expatriate personal accident insurance cover is extremely comprehensive as acts of war and terrorism are included, and it is widely available for international corporations, private contractors, USAID and humanitarian organisations.

Because expat personal accident insurance does not cover natural deaths, it can be set up extremely quickly. Your employees won't need to respond to any health questionnaires or undergo a medical examination.

This valuable tool protects your staff member and their family should an accident happen whilst the insured is working or visiting an international high risk region.

You can choose to have your policy written on a group or individual basis and you can include flexible coverage periods from a day to a year. There are group discounts where several people are involved.

Internation insurance cover options include:

Accidental death only - death of the insured resulting from an accident.
Accidental death and dismemberment - accidental injury to the insured resulting in death, loss of sight or loss of limb(s).
Permanent total disablement from an accident - disablement which prevents the insured from obtaining any gainful employment after 12 months.
Temporary total disablement from an accident - accidental injury to the insured which temporarily prevents the insured from working.
Medical expenses and hospitalisation resulting from an accident - accidents happen, and the last thing that you and the families of your staff need is to worry about the costs of medical care in a foreign location. This policy provides for necessary hospitalisation and recovery expenses incurred by the insured person as a result of an accident.
Evacuation and repatriation - if a member of your staff needs to be moved to a medical facility in another country (or brought home) the policy covers reasonable traveling expenses incurred by the insured.

If you have any concerns, questions or need clarification on expatriate personal accident insurance or any other policy - all you have to do is contact us through the link, and we'll put your mind at rest.

Free Quote

For a quick expatriate personal accident quote click the link.