Getting the right Ecuador insurance is vitally important if you are thinking of travelling or working in this fascinating country. Although not considered as dangerous as some South American countries, crime, including kidnapping, is on the increase and there is a risk of political unrest.

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Ecuador insurance for individuals or businesses, call our experienced team now:

+ 44 (0) 1242 584 558

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Latest Advice from the FCO

Latest Advice from the FCO

  • A state of emergency remains in place in Quito
  • The FCO advice is against ALL travel to areas bordering Colombia in Carchi province (except the town of Tulcán) and the town of San Lorenzo in the province of Esmeraldas
  • Crime is still on the increase

Latest FCO Advice

SECURING THE RIGHT ECUADOR INSURANCE

Bellwood Prestbury’s experts can secure quality cover to protect your company staff, property, services, or individuals in high risk jobs or remote regions. Our experience means we can organise the right Ecuador insurance, including:

Medical emergency evacuation insurance – provides air ambulance evacuation in the event of a medical emergency and should be included in any Ecuador health insurance cover

Kidnap insurance – this will provide for expert negotiators and ransom demands, or experts to help with other threatening developments like cases of extortion

Global life and accident insurance – provides a lump sum in the event of a death, or compensation for injury due to accident or violence incurred in Ecuador

International liability insurance – this can cover anything from protecting your professional reputation, to covering liability claims from staff, the public or other bodies

POTENTIAL PROBLEMS IN ECUADOR

Ecuador may be the second smallest South American country but it packs a lot in. It boasts a wealth of history and culture and a natural diversity that includes Amazon jungles, Andean volcanoes and the unique Galápagos Islands.

Medical facilities can be expensive in cities and quality care is not readily available in more remote regions, including the Galápagos. Make sure you have comprehensive health insurance in Ecuador that includes emergency evacuation by air ambulance.

All travel to areas near the Colombian border is deeply discouraged due to the presence of armed militias, drug traffickers and unexploded ordnance. Kidnapping, always a risk near the Colombian border, is also on the increase particularly in Quito and Guayaquil. We can organise kidnap and ransom cover as part of any Ecuador insurance.

Political unrest could present a problem to foreign nationals getting caught up in rallies or demonstrations. While these are usually peaceful they can become violent.

Crime can be a problem, most commonly ‘sneak’ theft such as pickpocketing, though there is a reported rise in armed robbery, sexual assault, and bus hijacking. Take care when using banks or ATMs, as these are a favourite target for mugging. Where possible leave valuables in a safe, carry a small bundle of cash to hand over quickly if you are accosted and don’t resist thieves as you may well get seriously injured or worse. Be mindful that any food, drink, drugs and even pamphlets offered to you by strangers may be contaminated with powerful sedatives designed to make you easy prey for theft or assault.

Talk to the Experts

Bellwood Prestbury can organise the right Ecuador insurance for companies and individuals. Call our experienced to team to discuss your needs:

+ 44 (0) 1242 584 558

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