DJIBOUTI INSURANCE – YOU NEED THE RIGHT COVER

Bellwood Prestbury are experts at arranging quality cover for high risk situations and occupations. We can arrange all your Djibouti insurance for people, property or business, including:

• Kidnap insurance – this will provide for trained negotiators and ransom, or other threatening scenarios like extortion
• Medical emergency evacuation insurance – provides air ambulance evacuation in the event of a medical emergency and should be included in your international health insurance in Djibouti
• Global life and accident insurance – provides a lump sum in the event of a death, or compensation for injury due to accident or violence
• Maritime security insurance – cover for people and vessels in the waters off the coast of Djibouti and in the Gulf of Aden, where pirate activity is relatively common

For such a small country, Djibouti offers a wide range of adventures. From the scorched earth of its deserts to the green of the Goda Mountains, Djibouti is a land of contrasts and has a great deal to offer the visitor. The country is stable, but the people of Djibouti are poor and street crime is on the rise. Be vigilant in shopping areas, hotels, restaurants and nightclubs – and don’t show obvious signs of wealth. Ensure that your Djibouti insurance includes adequate cover for theft and loss of belongings.

Avoid walking alone after dark and avoid visiting the isolated beaches of Dorale and Khor Ambado late in the afternoon. Always carry some identification (a certified true copy of your passport ID page is best).

Walking and driving in the capital can be hazardous, especially after dark. The streets are narrow, poorly lit and badly maintained. Local drivers and pedestrians – as well as roaming livestock – pose additional risks. Police roadblocks and railway crossings can be difficult to see after dark. Having the right cover against road and traffic accidents is a vital aspect of your Djibouti insurance.

Outside the capital, stay on paved roads, particularly in the districts of Tadjourah, Obock and Ali Sabieh, where mines have been found in the past. Make sure you have sufficient fuel in reserve when travelling long distances. Avoid the border areas with Eritrea if at all possible – ensure you have high risk insurance covering bandit attack and kidnapping if your work takes you here.

Your Djibouti insurance should also make adequate provision for health related cover, including medical evacuation in case of serious illness or accident. Medical facilities in Djibouti are limited and many medicines are unavailable. Cholera is common, so only drink boiled or bottled water.

In the coastal waters of Djibouti, in the Gulf of Aden and Indian Ocean, piracy is a threat. In some areas, vessels should travel in convoy and stay in communication at all times.