Cambodia insurance - Essential Cover

Bellwood Prestbury is expert at finding the right levels of Cambodia insurance for even the most complicated of requirements. If you need protection for people, property or business operations, our experienced team can create bespoke policies that include:

• Global life and accident insurance – provides a lump sum in the event of your death, or compensation for injury due to an accident or violent crime, or even an exploding land mine
• Medical emergency evacuation insurance – it is strongly advised that you have international health insurance in Cambodia with provision for emergency medical evacuation by air ambulance
• International travel insurance – usually includes cover for personal property, delayed flights and repatriation costs
• International liability insurance – protection for you or your business, from covering personnel or property against acts of terrorism, to liability claims from employees or members of the public, or any professional indemnity issues

Cambodia is still emerging from decades of war and the murderous regime of the Khmer Rouge. Their legacy is a countryside littered with mines and a people still largely dependent on subsistence farming. Yet despite its problems this is a beautiful land of shimmering rice paddies, ancient temples and virgin rain forest.

Visitors should be aware of potential hazards and take out appropriate levels of Cambodia insurance. With regards to unexploded ordnance, affected areas are often unmarked and you shouldn’t stray off main routes, particularly in rural regions and around temple complexes. An ongoing border dispute with Thailand can occasionally erupt into violence with cross-border fire.

In Phnom Penh and tourist spots, crime such as pickpocketing and bag-snatching can be a problem. A small number of shootings and bomb attacks have been reported though these are mainly due to local disputes and are not targeted at foreign nationals.

Poorly maintained roads, vehicles, ferries and erratic driving can make travel risky and be advised that Cambodian registered and operated airlines do not meet international standards.

Malaria, dengue fever and other waterborne diseases occur in Cambodia. Medical facilities are often meagre, so comprehensive health insurance is vital along with provision for emergency evacuation and repatriation.